 Lutz Financial is a SEC Registered Investment Advisor and an affiliate of Lutz & Company P.C.
The Lutz Financial team specializes in advising an elite group of individuals, endowments, foundations and small to medium size business retirement plans. To ensure our advice is entirely objective, we do not sell products or receive sales commissions. We offer professional financial counseling and investment management services for a fee.
Lutz Financial provides the following comprehensive financial planning and investment advisory services.
Comprehensive Financial Planning
The following process - focused around face-to-face, interactive meetings - is taken to craft a complete plan addressing your immediate and long-term goals.
- Discovery Meeting
- Financial Planning Meeting (s)
- Investment Meeting
- Annual Reviews
The following critical areas of your financial plan are addressed:
- Cash Flow & Income–Tax Planning
- Asset & Debt Management
- Personal Risk Management
- Estate Planning
- Employee Benefit Elections
Investment Advisory
The Lutz Financial team’s core belief is that financial markets are “efficient,” meaning prices reflect the knowledge and expectations of all investors. As a result, investment returns are determined principally by asset allocation, not stock picking or market timing.
Our approach to investing differs from most investment advisors who seek to actively select investments or time the market. Instead, you benefit from Nobel prize-winning academic research, which indicates that passive asset class investing is the winning investment strategy. At Lutz Financial, we distinguish ourselves by applying this philosophy to our entire range of investments.
In designing client portfolios, we tailor allocations of passively managed mutual funds and tax-efficient Exchange Traded Funds from a variety of investment companies including Dimensional Fund Advisors, Vanguard and Barclays.
- Grounded in the efficiency of capital markets
- Captures specific dimensions of risk identified by academic research
- Minimizes transaction costs and enhances returns through trading and engineering
"Our mission is to create and maintain individual portfolios of low-risk, low-cost, tax-efficient securities that help clients achieve their unique financial goals."
For more information visit our website at www.lutzfinancial.com. |
